'Our Mission is to provide LOW RATES at a LOW COST to Active Duty and Veteran service members.
Saving you money is our number one priority.'
Michael Floren
USMC Veteran / Owner
call the VA Experts Today

719-362-0439

Buying a Home

Refinance Your Current VA Loan

VA HOME PURCAHSE

5.28% APR
5.25% Rate on a 30 year fixed term, 1% Discount Points and 0 Origination Points!
  • Buy a Home
  • 0 Down Home Purchase
  • LOW RATES
  • VA Financing Experts
  • Quick Pre-Approval
Purchase With Points

VA HOME REFINANCE IRRRL

5.26% APR
5.25% Rate on a 30 year fixed term, 0.95% Discount Points and 0 Origination Points!
  • Refinance to Lower your Interest Rate
  • Lower your Monthly Payment
  • Lower your Interest Rate
  • Quick Closing
  • Minimum Documentation
Refinance With Points

VA HOME REFINANCE CASH OUT

5.27% APR
5.25% Rate on a 30 year fixed term, 0.75% Discount Points and 0 Origination Points!
  • Refinance to Tap Equity for Cash
  • Get Cash from your Equity
  • Pay Off Debt
  • 90% Loan to Value is best for Rates
Refinance With Points

VA HOME PURCAHSE

5.52% APR
5.5% Rate on a 30 year fixed term, 0 Discount Points and 0 Origination Points!
  • Buy a Home
  • 0 Down Home Purchase
  • LOW RATES
  • VA Financing Experts
  • Quick Pre-Approval
Purchase NO Points

VA HOME REFINANCE IRRRL

5.51% APR
5.5% Rate on a 30 year fixed term, 0 Discount Points and 0 Origination Points!
  • Refinance to Lower your Interest Rate
  • Lower your Monthly Payment
  • Lower your Interest Rate
  • Quick Closing
  • Minimum Documentation
Refinance NO Points

VA HOME REFINANCE CASH OUT

5.65% APR
5.625% Rate on a 30 year fixed term, 0 Discount Points and 0 Origination Points!
  • Refinance to Tap Equity for Cash
  • Get Cash from your Equity
  • Pay Off Debt
  • 90% Loan to Value is best for Rates
Refinance NO Points

Rates updated on 12-07-2024 at 12:42pm MT  

For Details about the Loan Terms and Rates scroll down to the bottom of the page

Past Client Reviews

Rate Details

Purchase Loan, Rate Assumptions

VA home loan, $0 down payment, a 30-yr fixed rate mortgage, $0 loan origination fee, FICO score of over 680, loan amount of $400,000. Veteran is Disabled with a $0 funding fee from VA. Being Disabled though the VA is not a requirement for a VA loan, it is a requirement for $0 funding fee to the VA.

This is not a commitment to lend nor a loan approval.

We don’t like quoting rates with discount points but most of our competition do.  Rates on this page are quoted with 0 Loan Origination points and 0 Discount Points unless otherwise noted next to the rate.

Refinance IRRRL, Rate and Term Refinance, Rate Assumptions

VA home loan, IRRL with up to 100% financing, a 30-yr fixed rate mortgage, $0 loan origination fee, FICO score of over 680, loan amount of $400,000. Veteran is Disabled with a $0 funding fee from VA. Being Disabled though the VA is not a requirement for a VA loan, it is a requirement for $0 funding fee to the VA.

VA IRRRL requires that the current loan is more than 211 days old.

This is not a commitment to lend nor a loan approval.

We don’t like quoting rates with discount points but most of our competition do.  Rates on this page are quoted with 0 Loan Origination points and 0 Discount Points unless otherwise noted next to the rate.

Refinance Cash Out, Rate Assumptions

VA home loan, $0 down payment, a 30-yr fixed rate mortgage, $0 loan origination fee, FICO score of over 680, loan amount of $400,000. Veteran is Disabled with a $0 funding fee from VA. Being Disabled though the VA is not a requirement for a VA loan, it is a requirement for $0 funding fee to the VA.

Refinance Cash out is up to 90% LTV, 100% LTV is possible in most situations but going above 90% increases the rate substantially.

This is not a commitment to lend nor a loan approval.

We don’t like quoting rates with discount points but most of our competition do.  Rates on this page are quoted with 0 Loan Origination points and 0 Discount Points unless otherwise noted next to the rate.