Buying a Home
Refinance Your Current VA Loan
Rates updated on 12-07-2024 at 12:42pm MT
For Details about the Loan Terms and Rates scroll down to the bottom of the page
LCM was by far the cheapest rate we found for a VA loan. We worked with mike and pat and they were both very helpful and very responsive with any questions we had. If you are shopping for a home loan definitely check them out.
Aaron C
Google Reviews 2022 Oct 9
Great response time, and they were even able to beat out Navy Federals rates! I absolutely recommend these guys.
Ryan B
Google Review 2019 Aug 8
Great company!! Beat the competition by almost a full percentage point!! Probably the easiest loan I have ever done. Thank you Mike!!!!
a-----4
Google Review 2019 Sept 14
Fantastic experience. Mike and his team took great care of me and I love his dedication to service members. Veterans, here's where you should get that VA loan if you want the best service you can hope for.
M H
Google Review 2020 Feb 25
Rate Details
Purchase Loan, Rate Assumptions
VA home loan, $0 down payment, a 30-yr fixed rate mortgage, $0 loan origination fee, FICO score of over 680, loan amount of $400,000. Veteran is Disabled with a $0 funding fee from VA. Being Disabled though the VA is not a requirement for a VA loan, it is a requirement for $0 funding fee to the VA.
This is not a commitment to lend nor a loan approval.
We don’t like quoting rates with discount points but most of our competition do. Rates on this page are quoted with 0 Loan Origination points and 0 Discount Points unless otherwise noted next to the rate.
Refinance IRRRL, Rate and Term Refinance, Rate Assumptions
VA home loan, IRRL with up to 100% financing, a 30-yr fixed rate mortgage, $0 loan origination fee, FICO score of over 680, loan amount of $400,000. Veteran is Disabled with a $0 funding fee from VA. Being Disabled though the VA is not a requirement for a VA loan, it is a requirement for $0 funding fee to the VA.
VA IRRRL requires that the current loan is more than 211 days old.
This is not a commitment to lend nor a loan approval.
We don’t like quoting rates with discount points but most of our competition do. Rates on this page are quoted with 0 Loan Origination points and 0 Discount Points unless otherwise noted next to the rate.
Refinance Cash Out, Rate Assumptions
VA home loan, $0 down payment, a 30-yr fixed rate mortgage, $0 loan origination fee, FICO score of over 680, loan amount of $400,000. Veteran is Disabled with a $0 funding fee from VA. Being Disabled though the VA is not a requirement for a VA loan, it is a requirement for $0 funding fee to the VA.
Refinance Cash out is up to 90% LTV, 100% LTV is possible in most situations but going above 90% increases the rate substantially.
This is not a commitment to lend nor a loan approval.
We don’t like quoting rates with discount points but most of our competition do. Rates on this page are quoted with 0 Loan Origination points and 0 Discount Points unless otherwise noted next to the rate.