Terms & Conditions for SMS - Low Cost Mortgage
Effective Date: August 2026

Welcome to the Low Cost Mortgage website. By accessing our website or opting in to receive text messages from us, you agree to these Terms & Conditions.

1. SMS Program Description
Low Cost Mortgage provides text messaging services to communicate with prospective and existing clients regarding loan application statuses, document requests, consultation scheduling, and customer care inquiries.

2. Message Frequency & Rates
Message frequency varies depending on your interactions with us and loan processing activity. Standard message and data rates may apply depending on your mobile carrier and wireless plan.

3. Opt-Out Instructions
You may cancel the SMS service at any time by texting "STOP". After you text "STOP", we will send you a single SMS message confirming that you have been unsubscribed. After this, you will receive no further text messages unless you re-subscribe.

4. Customer Support (Help)
For support or assistance regarding our text messaging program, text "HELP" to any message or contact us directly at HELP@LCMLOANS.COM or (719) 362-0439.

5. Mobile Privacy Protection
Your mobile number and opt-in consent data are strictly protected. We will not sell, rent, lease, or share mobile phone numbers or opt-in consent details with third parties or affiliates for marketing purposes. Please view our complete Privacy Policy for details.