If Saving Money on Financing is Important to you

You Came To The Right Place!

Saving People Money in – CO, FL, ID, NC, TN, TX, WA, WY

Apply Today

Start your journey to home ownership by applying today through our online portal. 

Interest Rate Search Tool

Interest rates are important, and ours are LOW!! See what rates you can expect from LOW COST MORTGAGE. Use the link below to access the Interest Rate Search Tool. This is a "LIVE FEED" so it does change every min.

Opt-Out PRE-SCREEN

Stop receiving 20-40+ calls per day from mortgage companies. Protect your information before your credit is pulled by opting out of "Pre-Screened" offers by mortgage companies that are buying your information online.

A Mortgage Company to Change the Mortgage Industry.

Low Cost Mortgage was created in 2018 not only to compete but to dominate the mortgage industry by providing a budget friendly financing option.  With our efficient, LOW COST approach to every aspect of the mortgage process you save money.

Innovations in technology, great relationships within the industry, and an amazing staff make this dream of providing a LOW COST Mortgage to thousands of people a reality.

Meet the Owner

Dedicated to Saving Money

Michael Floren has a history in Real-estate dating back to the late 90's. From Construction and Real Estate sales to Mortgage Lending, he has a broad range of experience in Housing and Financing that is hard to find. His commitment to saving borrowers money on financing homes is a rare trait in this industry. Few try and fewer excel at it.
Recent Awards for Mikes Mortgage Production

WHAT OUR CLIENTS ARE SAYING

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Online Reviews

FAQ

If you have any questions about financing options and mortgage loans in general please call us at 719 - 362 - 0439
See our FAQ Below!

Low Cost Mortgage was created several years ago out of the need for a quick, low cost solution to mortgage lending. The mission of Low Cost Mortgage is to be the low cost provider of mortgage loans.

There are a lot of different variables that mortgage lenders look at to see what you qualify for. The easiest thing to do is to apply online or call us to discuss your situation. 719-362-0439