INTEREST RATE SEARCH TOOL

Use the search tool below to see LOW COST MORTGAGE interest rates.

Your rate for your specific scenario might be LOWER or HIGHER. If you have any questions please call us at 719-362-0439

This is a “LIVE FEED” into the Mortgage Investors LOW COST MORTGAGE  is currently using.  This is a generic search tool using certain assumptions. Your Interest rate may vary (up or down) depending on your individual circumstance.  Call us for a specific quote for your specific scenario.  719-362-0439

Rate Buy Down or Lender Credit???

    • Green Numbers. Means you are receiving cash for the rate (a lender credit).
    • Red Numbers. Means it costs you money to get the rate (buying down the rate).

Current States.

  • Current States: CO, FL, ID, NC, TN, TX, WA, WY
    • If you are in another state this search tool will not work!

DOWN PAYMENT

Down Payment is typically

  • 0% VA
  • 3% Home Ready
  • 3.5% FHA (USE 4% for this tool if 3.5% does not work)
  • 5-20% Conventional
  • 25%+ Investment Home

This tool can be a bit glitchy, some times it will say no data is available, as it is tied into the live feeds.  Refresh your screen and try again if you have no results.

Rate Buy Down or Lender Credit???

    • Green Numbers. Means you are receiving cash for the rate (a lender credit).
    • Red Numbers. Means it costs you money to get the rate (buying down the rate).

Current States

  • Current States: CO, FL, ID, NC, TN, TX, WA, WY, 
    • If you are in another state this search tool will not work!

Quote Assumptions.

    • – US Citizenship,
    • – 24 Months Reserves
    • – 30% DTI.
    • – Borrower paid conventional monthly Mortgage Insurance will be included as appropriate.
    • – FHA, UFMIP, USDA Guarantee Fee and VA Funding Fee will be calculated as fully financed and included as appropriate.
    • – Conventional monthly Mortgage Insurance, loans with a down payment or loan to value of less than 20%, will be automatically included as appropriate.
    • – 30 Day Lock, Rates are priced at a 30 day lock (longer or shorter locks are available).

 All other search criteria will be supplied via the widget user’s inputs.

Legal Disclosures for Quoting Interest Rates

This is not an offer to extend credit.

“Cost/Credit” indicates points or lender credit attached to the rate. The “-” or RED indicates a cost and “+” or GREEN indicates a credit to the borrower.

APR includes Mortgage Insurance and all costs rounded up associated with a transactions as a current rate.